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What is Banking?

In simple words, Banking can be defined as the business activity of accepting and safeguarding money owned by other individuals and entities, and then lending out this money in order to earn a profit. The banks perform financial intermediation by pooling savings and channelizing them into investments through maturity and risk transformations, thereby keeping the economy’s growth engine revving.

When Can I Enroll for Banking?





Certificate Course in Banking Management

Graduation [related field]

1 Yr.

No Exam

Diploma in Banking/ Banking & Finance/ Banking Cooperation/ Bank Administration/ Banking & Business Management

Graduation [related field]

1 Yr.

No Exam

B. Com [Banking & Insurance]

HSC [Sci/Com]

3 Yrs.

No Exam

MBA [Banking & Insurance] /PGPBF

Graduation [related field]

2 Yrs.

Autonomous Exam

How Can I Become a Banker

Generally entry level into banks is through examinations after Graduation/ HSC. For seeking entry into banking services a candidate must at least be a Graduate with fairly high marks. Recruitment for the Nationalized Banks is done through the Banking Service Recruitment Boards (BSRBs), while recruitment in Private Banks is direct. Private Banks gives preference to MBAs and Chartered Accountants who find direct recruitments as officers

What Personality Traits are Required to Become Banker?

  • Ability to Take Initiatives
  • Ability to Work in a Group
  • Communication Skills
  • Meticulous
  • Strong Leadership Abilities
  • Organizing Skills
  • Assertiveness
  • Diplomacy
  • Adaptability
  • Dynamism
  • Result-Oriented Outlook
  • Learning Ability

What Aptitude is Required to Become a Banker?

  • High Analytical Ability
  • High Numerical Ability

IQ Required to Become a Banker

Minimum Above average intelligence level is required.

Job Prospects for a Banker

  • Defense Sector
  • Government Organizations
  • Public Sector
  • NGO’s
  • Hospitals [Private/Government]
  • Co-operative Banks
  • Foreign Banks
  • Nationalized Banks
  • Private Banks
  • Reserve Bank of India
  • Scheduled Banks
  • State Bank’s & it’s subsidiaries

Regulatory Body

  • The Indian Institute of Banking & Finance (IIBF), Cuffe Parade.
  • SNDT Women’s University, Mumbai.
  • National Institute of Bank Management, Pune.
  • Institute for Financial Management and Research, Chennai.
  • Institute for Development and Research in Banking Technology, Hyderabad.